Investment specialists BondMason (www.bondmason.com) is pleased to unveil net returns for its clients of 6% p.a. for the third year running – generating a positive return for investors every month, without exception, since launching in 2015.

BondMason is run by an experienced team of investment professionals, enabling investors to target attractive risk-adjusted returns arising from a diversified portfolio of loan investments secured against UK property, delivered by a conservative and rigorous investment approach. 

BondMason makes it easy for everyday investors to access returns from Direct Lending opportunities, and in 2018 was one of only a handful of providers to receive a 5-star rating from Defaqto.

The underlying portfolio is well diversified, with no more than 1% of funds lent to a single borrower and opportunities spread across smaller scale property developers in the UK.

BondMason gross results for each calendar year since opening to investors (2015, from October to December) – net 6%+ per year

 

BondMason calendar 6 percent net returns

BondMason CEO Stephen Findlay says:

We are delighted to unveil the third full year of strong results for investors.

For investors, we aim to provide great downside protection and less volatility than listed bond investments and equity tracker funds, whose value can go up and down unpredictably. We are also seeing clients looking to put their capital at risk with us, to achieve inflation-beating returns, not currently offered in most bank accounts.”

Stephen Findlay continues:

Our aim is to deliver good returns each year primarily through a conservative and diversified portfolio of loans secured against UK property.  Developers typically borrow funds to finance short-term property refurbishment or development - paying interest of between 5% and 10% p.a. – attracted by the flexibility of the capital we can provide. We work with carefully vetted lending partners, and we are careful to ensure that we only approve a conservative set of risk profiles, spread across the UK.

In 2018 we particularly focused on lending to smaller and mid-sized developments, spread across the UK, not concentrated in London and the South East, and will continue with this approach in 2019 of remaining diligent, conservative and focused on achieving steady, stable results for clients”.

We are proud to have invested over £45 million since 2015 into over 6,000 direct lending opportunities on behalf of our clients, generating net returns of 6% each year and generating over £1.5 million in interest for our clients.Whilst a net return of up to 6% p.a. may not be headline-grabbing – we believe our consistent and conservative approach will stand clients in good stead over the long term. Slow and steady wins the race.

Indeed, in the three years since BondMason started serving investors, (October 2015), the FTSE 100 delivered a total return of only 7.7%, yet our average client has achieved a return of over 18.5% over the same period – well over twice the return, but with much less volatility.

2019 looks like a gloomy year for many investors globally, not just in the UK, because of the economic and political uncertainty; but we remain confident that careful lending using property as security can continue to generate consistent returns for the coming year.”

Additional details about BondMason:

  • BondMason fees:  1% to 1.5%, depending on value of capital invested.
  • £5,000 minimum investment; average investment of £25,000-50,000

Media Enquiries

 Tim Prizeman / Kewalin Evans, Kelso Consulting (PR advisors to BondMason)

 KevE@KelsoPR.com  020 7242 2286

Karen de Silva, Head of Brand Marketing, BondMason

karen.desilva@bondmason.com: Tel: +44 (0) 1582 802 000

 

About BondMason

Defaqto 5 Star rated: “BondMason Core provides one of the highest quality offerings on the market.”

BondMason is the UK's number one Direct Lending service exclusively for investors, enabling clients to achieve a positive return in every month since 2015. BondMason’s experienced investment team conducts ongoing due diligence on the UK’s Specialist Direct Lenders.  The team vets every loan using rigorous selection criteria, focusing on asset-backed and property backed lending and diversification to seek to minimise risk and achieve attractive risk-adjusted returns.

Regulatory bit

Capital is at risk. Nothing in this article shall be construed as advice. Please contact your Financial Adviser to determine if Direct Lending is a suitable allocation for your investment portfolio. Please see BondMason’s full disclaimer and terms for details.