Invest in peer to peer lending - the smart way

Target a net return of 6.0% p.a. with access to property backed loans from peer to peer lending partners
What is peer to peer lending?

Peer to peer lending (P2P lending) is increasingly recognised as a mainstream asset class.  Simplistically put, direct lending and P2P  lending brings together investors with borrowers (this could be an individual or a business), often via an online lending platform.

Direct lending
Why invest in peer to peer lending?
Direct lending - making your money work hard for you

Economic uncertainty

In an uncertain economic environment; with savings account offering negligible returns, decreasing yields on 'go-to' investment products and stock market volatility, wealth preservation can be a challenge. 

Steady returns

When considering where to invest money, Peer-to-peer (P2P) lending (which falls under the Direct Lending umbrella) can offer an attractive alternative, delivering stable returns generally around 6% p.a.

Lower volatility

P2P lending can be an increasingly popular option for investors looking to diversify their lending portfolio - potentially achieving risk adjusted returns with lower volatility.

Diversified portfolio

Spreading investment across different partners and loan types, focusing on lending secured against property, can help to manage risk and target healthy returns.

How does peer to peer lending work?

Peer to peer lending connects borrowers and lenders. Investors (lenders) use direct lending and peer to peer lending platforms to invest in lending opportunities, enabling individuals and companies (borrowers) to raise finance.

Property-backed lending

Smaller scale projects, including building affordable housing, are typically funded by specialist bridge finance lenders, who respond quickly to opportunities.

Supporting UK business

Enabling companies to obtain funding in a flexible and cost-effective way. Finance can be structured as a Corporate loan, Asset-backed Loan, or as Invoice Discounting.

what is peer to peer lending

As with any investment your Capital Is At Risk. Past performance is no guarantee of future performance and the value of investments and the income from them may go down as well as up and are not guaranteed. Please read and consider the risk warnings carefully. If you are in any doubt you should discuss this investment opportunity with a Financial Adviser.

Target consistent returns from peer to peer lending with BondMason
Diversified portfolio | 3-year proven track record | Property-backed lending

Established in 2015, we are the UK’s leading Direct Lending specialist, enabling our clients to target consistent performance with a well-diversified portfolio of carefully selected loan opportunities. 

Achieving attractive returns through Direct Lending and Peer to Peer Lending (which includes peer to peer loans) is about minimising risk. We filter loan opportunities from our 33 approved lending partners.

A focus on property-backed lending helps protect loans by minimising any downside loss. BondMason Core clients have achieved an average net return of 6% p.a. every year since 2015. 

BondMason and peer to peer lending

We’re here to answer any questions you may have

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The pros and cons of peer-to-peer lending
Make sure you have the whole picture

Before you invest your money anywhere, it is important you fully understand the potential pitfalls. We have a number of guides and articles to help you make informed decisions. 

Capital is at risk. Nothing in these articles or guides should be construed as advice. Please contact your Financial Adviser to determine if Direct Lending is a suitable allocation for your investment portfolio

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Understanding the risks

We understand the importance of acting as a careful custodian of our clients' money and operate with a strict Code of Ethics to ensure our clients' best interests are met.

As with any investment your capital is at risk and returns are not guaranteed. The value of investments may go down as well as up and you may not get back the original amount invested. 

Please read and consider the risk warnings carefully. If you are in any doubt you should discuss this investment opportunity with a Financial Adviser

Read risk warnings

Nothing on this page should be construed as advice. Your capital is at risk. You may wish to seek Professional Advice. See our Terms and Conditions.

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