This is interest that is estimated after third party platform fees, before losses and tax.
If a loan repays capital during its term.
Total loan held as live on account.
A payment that is made in a single, lump sum for the entire amount of the loan which is paid at maturity.
Amount of your cash actively invested.
Cash in Bank
Amount of cash that is not yet invested.
The effect of un-invested cash on reducing overall returns.
Cash lost if a loan has defaulted.
Loans which have stopped repayment (gone bad).
Your total return on an investment before the deduction of any fees or expenses.
Sell (exit) an investment /loan position.
Purpose of the underlying loan.
LTV - Loan to Value ratio
Loan to Value ratio is the ratio of loan value to underlying asset value. This is a risk assessment that lenders examine before approving a loan.
Your total return on investment after deducting all fees and expenses from the gross return (generated by investment).
Amount of a cash repaid on loan.
Amount of capital individually linked to an underlying loan. A receivable is a set of cash flows. Purchasing a receivable means that a buyer is able to access a set of cash flows from the seller of the receivable.
Investments in the recovery process, which may or may not lead to a loss.
Loan linked to an underlying asset, such as property.
The term or length of a loan for example 3 months or 5 years.
Loan which is not linked to an underlying asset.
When a loan in recovery has been concluded and there is a shortfall the balance is shown as a write-off. In some cases recovery efforts continue and any subsequent payments received are credited back to the relevant holders.
Find out more
See further information on our Resource Hub about Direct Lending
BondMason Ltd is based in the UK registered company number 09616491. Information Commissioner's Office registration reference ZA145612. BondMason is a registered trademark. Copyright BondMason Ltd. All rights reserved