A guide to SIPPs

A Guide to SIPPs for Investors

With longer life expectancies, increased austerity in public spending and fewer private companies providing final salary pensions, the fact is we all need to take more responsibility for our retirement provision.  The BondMason SIPP Guide looks at why an increasing number of people are saving for their retirement with a Self-Invested Pension Plan (SIPP).

A pension is likely to be an investor’s most valuable asset after their home, and in some cases, it is more valuable. The pension reforms have given investors much more options to choose from when saving for their retirement, making SIPPs a popular choice for those who wish to take control of their pension arrangements.

As with any investment, the performance of your pension investments should be reviewed on an ongoing basis. Investors who are looking to take back some control, or at least gain visibility of their pension, have found SIPP plans an appropriate solution. Self-Invested Personal Pensions can offer:

•            Control to make your own investment decisions

•            Growth free of UK capital gains and income taxes in some cases

•            Investment across a wide spectrum of investment opportunities

•            The option to change your SIPP plan to suit your circumstances

If you’re new to the world of SIPPs, then there are a few things to consider so that you can decide if it’s the right choice for you. The BondMason Guide to Self-Invested Personal Pensions provides an overview of the benefits of a SIPP, the elements to consider before investing and what the next steps are if you proceed with this retirement investment option. 

  • The pros and cons of a SIPP
  • How a SIPP compares to other types of pension
  • Who SIPPs are for
  • Tax Benefits
  • Investments fit for SIPP

Investing in a Self-Invested Pension Plan (SIPP) can make a considerable difference to your retirement funds, and could have a substantial effect on your wealth in retirement.

Download your free copy of SIPP: A Guide to Self-Invested Pensions

Download Now

If you’re thinking of setting up a SIPP, but unsure about where to start, then we’d be very happy to discuss this with you. Contact us on 01582 802000 or email us at invest@bondmason.com with any queries.

Warning: Nothing in this article should be construed as advice. Your capital is at risk.

Direct Lending (including Peer-to-Peer Lending) is classified as a non-standard asset for SIPP investing.  The team at BondMason have developed an innovative investment structure to remove many of the potential administrative issues making BondMason the go-to partner for leading SIPP administrators. If you are already managing your own future with a SIPP or would like to read more about the new BondMason SIPP service click on the button below.

Share this article